New eBook from The Smothers Group with Red Key Realty



"The Underwater Homeowners Guide
to Short Sales and Foreclosures in Minnesota"

It’s no surprise that the current economic difficulties are reflected in depressed real estate values. We imagine you may know people who are experiencing a great deal of stress related to a situation where their home is worth substantially less than what they owe on their mortgage. It's an incredibly stressful situation when you don’t know what to do, especially if there is a hardship like a lost job or cut in overtime pay. We've seen these situations tear families apart.

There are options and we can help.

For the past 3 years, a majority of our business has been helping people in this situation avoid foreclosure, successfully sell their homes and keep their families together. We do this through a process called a short sale. It's not a solution without stress or consequences but for the vast majority of people we meet with, it's a dignified and positive solution to a bad situation and the best option available to them. While we have been able to help a few people keep their homes through a solution like the government backed Loan Modifications (HAMP), most people need to get out from under crushing mortgage debt and get a clean start. We help our clients wade through the complicated process of weighing options from loan mods, foreclosure, deed in lieu of foreclosure, short sales and bankruptcy.

People need help, and they need it NOW!

Weather you need a copy for your self or need one to pass along to a friend or family member, use the form below to get a copy of our new ebook on short sales, you'll be glad you did.  You can count on us to be empathetic, treating all clients with the utmost dignity and care.

~ The Smothers Group
Peter, Jackie, Randy and Mary